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Singapore

Eng Beng v Lo Kok Jong [2023] SGHC 63

In Eng Beng v Lo Kok Jong, the High Court of the Republic of Singapore addressed issues of Damages — Rules in awarding.

Case Details

  • Citation: [2023] SGHC 63
  • Court: High Court of the Republic of Singapore
  • Date: 2023-03-20
  • Judges: Tan Siong Thye J
  • Plaintiff/Applicant: Eng Beng
  • Defendant/Respondent: Lo Kok Jong
  • Legal Areas: Damages — Rules in awarding
  • Statutes Referenced: Pioneer Generation and Merdeka Generation Funds Act, Pioneer Generation and Merdeka Generation Funds Act 2014
  • Cases Cited: [2016] SGHC 129, [2021] SGHC 10, [2023] SGHC 63
  • Judgment Length: 50 pages, 13,605 words

Summary

This case concerns the rules governing the award of damages in a negligence suit. The plaintiff, Eng Beng, was an 84-year-old Singaporean citizen who was seriously injured when the defendant's motor vehicle collided with her. Eng Beng sought to recover her full medical expenses from the defendant, including government subsidies and grants that had reduced her out-of-pocket costs. However, the courts below refused to allow Eng Beng to claim the full medical expenses, holding that it would amount to double recovery. Eng Beng has appealed against this decision.

What Were the Facts of This Case?

The plaintiff, Eng Beng, is an 84-year-old Singaporean citizen. On 9 January 2020, she was crossing the road when she was knocked down by a motor vehicle driven by the defendant, Lo Kok Jong. Eng Beng suffered serious injuries, including a closed trimalleolar fracture of her right ankle, and was hospitalized.

In June 2020, Eng Beng filed a negligence suit against Lo Kok Jong, seeking general and special damages. Interlocutory judgment was entered against Lo Kok Jong by consent in May 2021 for 85% of the damages to be assessed.

After a hearing on the assessment of damages, the Deputy Registrar ("DR") awarded Eng Beng a total of $36,348.64 in damages, comprising general damages of $18,600 for pain and suffering, as well as special damages for medical expenses, transport expenses and medical apparatus. However, the DR refused to award Eng Beng an additional $39,515.08 that she had claimed as special damages for medical expenses. This sum represented various government subsidies and grants that had reduced Eng Beng's out-of-pocket medical expenses.

The key legal issue in this case is whether Eng Beng is entitled to claim the full amount of her medical expenses from Lo Kok Jong, including the government subsidies and grants that she had received, or whether the subsidies and grants should be deducted from the damages award.

This raises the broader question of the principles governing the award of damages in negligence cases, particularly the rule against double recovery. The case also requires the court to consider the exceptions to the rule against double recovery, namely the "insurance exception" and the "benevolence exception".

How Did the Court Analyse the Issues?

The court began by outlining the general principles on damages in negligence cases. It emphasized that damages are compensatory in nature, with the aim of putting the injured plaintiff in the same position as if the tort had not been committed. This generally means that the plaintiff cannot recover more in damages than their actual loss, and that any collateral benefits received by the plaintiff should be taken into account to avoid double recovery.

However, the court recognized that there are exceptions to the rule against double recovery. Specifically, the "insurance exception" provides that insurance monies received by the plaintiff are not deductible from the damages payable by the tortfeasor, as the plaintiff has paid the insurance premiums. The "benevolence exception" states that monies received by the plaintiff from the benevolence of third parties, such as disaster funds, are also not deductible.

Turning to the facts of the case, the court considered whether the government subsidies and grants received by Eng Beng fell within either of these two exceptions. It analyzed the purpose and nature of the subsidies and grants, concluding that they were akin to collateral benefits that fell within the benevolence exception. The court reasoned that the subsidies and grants were provided by the government out of benevolence and sympathy for Eng Beng's misfortune, and were not intended to compensate her for her losses in the same way as insurance payouts.

The court also rejected the argument that allowing Eng Beng to claim the full medical expenses would amount to an "encashing" of the subsidies and grants, finding that this would not undermine the purpose of the subsidies and grants.

What Was the Outcome?

The High Court, in the person of Tan Siong Thye J, allowed Eng Beng's appeal and held that she was entitled to claim the full amount of her medical expenses, including the government subsidies and grants, from the defendant Lo Kok Jong.

The court ordered Lo Kok Jong to pay Eng Beng an additional $39,515.08 in special damages for her medical expenses, on top of the $36,348.64 already awarded by the lower courts. This effectively meant that Eng Beng was able to recover the full amount of her medical expenses from the defendant, without having to deduct the subsidies and grants she had received.

Why Does This Case Matter?

This case provides important guidance on the principles governing the award of damages in negligence cases, particularly the rule against double recovery and the exceptions to that rule.

The court's analysis of the "benevolence exception" to the rule against double recovery is significant, as it clarifies that certain types of government subsidies and grants can be treated as collateral benefits that the plaintiff is entitled to retain, rather than being deducted from the damages award. This has important implications for plaintiffs who have received such subsidies and grants as a result of their injuries.

The case also highlights the importance of carefully considering the purpose and nature of any collateral benefits received by a plaintiff, rather than simply applying a blanket rule against double recovery. This nuanced approach helps to ensure that the damages award achieves the goal of fully compensating the plaintiff for their losses, without unfairly depriving them of legitimate benefits.

Legislation Referenced

  • Pioneer Generation and Merdeka Generation Funds Act
  • Pioneer Generation and Merdeka Generation Funds Act 2014

Cases Cited

  • [2016] SGHC 129
  • [2021] SGHC 10
  • [2023] SGHC 63

Source Documents

This article analyses [2023] SGHC 63 for legal research and educational purposes. It does not constitute legal advice. Readers should consult the full judgment for the Court's complete reasoning.

Written by Sushant Shukla

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