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Okeke v Obike [2026] DIFC ARB 039: The Strict Enforcement of Statutory Time Limits in Arbitration Set-Aside Applications
H.E. Justice Shamlan Al Sawalehi reinforces the finality of arbitral awards by dismissing a late-filed challenge to a DIAC partial award. On 5 March 2026, H.E.
NTUC Income Insurance Co-operative Ltd v Carlin, Noel Martin [2026] SGHC 48
The Insurance Exception to the rule against double recovery applies where an employee has contributed to the insurance policy (including indirectly through accepting a lower salary package), allowing them to retain both insurance payouts and tort damages.
Lim Chai Hing v Motor Insurers’ Bureau of Singapore and others [2026] SGHC 41
The appellant failed to prove that the driver was insured under the policy, and failed to comply with the condition precedent in the Principal Agreement by not joining other potential defendants.
Argoglobal Underwriting Asia Pacific Pte Ltd and others v Oversea-Chinese Banking Corp Ltd [2026] SGCA 14
The court held that an insured must propound a cause for seawater ingress to directly prove fortuity for a claim of loss by perils of the seas, and that the rebuttable presumption of loss by perils of the seas only applies where a vessel is lost in wholly unexplained circumstance
Oversea-Chinese Banking Corp Ltd v Argoglobal Underwriting Asia Pacific Pte Ltd and others [2025] SGHC 82
The court held that the vessel was a constructive total loss caused by perils of the seas, and that the plaintiff was entitled to recover under Section [A] of the marine insurance policy.
NTUC Co-operative Insurance Commonwealth Enterprise Ltd v Chiang Soong Chee [2007] SGHC 222
The court held that the disability benefit clause in the life insurance policy contained only one requirement for total and permanent disability (TPD), which was defined as the inability to engage in any work, occupation, or profession. The court adopted a strict interpretation o
B-Gold Interior Design & Construction Pte Ltd v Zurich Insurance (Singapore) Pte Ltd [2007] SGHC 126
An exclusion clause in an insurance policy that is inconsistent with the object of the insurance or renders the cover illusory will be denied efficacy by the court.
NTUC Income Insurance Co-operative Ltd v Toh Kheng Boon [2007] SGHC 117
The court held that an insurer cannot amend its pleadings on the first day of trial without sufficient particulars or justification, and that the insured vehicle was not used for 'hire or reward' as the arrangement was one of social kindness.
Royal & Sun Alliance Insurance (Singapore) Ltd v Metico Marine Pte Ltd and Another [2006] SGHC 97
The court held that a warranty in a marine insurance policy must be strictly complied with, and that the warranty in question, which required recommendations to be complied with 'prior to sailing', meant that all recommendations had to be complied with before the vessels departed
Sumpiles Investments Pte Ltd v AXA Insurance Singapore Pte Ltd [2006] SGHC 65
In Sumpiles Investments v AXA Insurance [2006] SGHC 65, the High Court dismissed the plaintiff's claim, ruling that the loss did not fall under the insured perils of the Institute Time Clauses. The court clarified that the burden of proof for due diligence provisos rests with the insurer.
Premium Funding Singapore Pte Ltd v SHC Capital Ltd (China Construction-Hock Chuan Ann JV Pte Ltd, Third Party) [2005] SGHC 196
The endorsement of insurance policies to a new party in place of the original insured creates new insurance contracts, meaning the original lender's termination rights under the original agreement do not apply to the new contracts.
Bayswater Carriers Pte Ltd v QBE Insurance (International) Pte Ltd [2005] SGHC 185
The court held that the loss of the tug by armed intruders constituted 'piracy' under the marine hull policy, as the term 'piracy' in a marine policy is to be construed in its popular or business sense, which does not require the act to occur on the high seas.
Vaswani Lalchand Challaram and Another v Vaswani Roshni Anilkumar and Another [2005] SGHC 110
The court held that insurance policy moneys payable to named beneficiaries are not part of the deceased's estate where no statutory trust is created, and the insurer is discharged from liability upon payment to the proper claimant under s 61(1) of the Insurance Act.
QBE Insurance (International) Ltd v Winterthur Insurance (Far East) Pte Ltd [2005] SGHC 11
The court held that there was no agreement between the parties to share liability for the claim, and that QBE was estopped from claiming contribution due to its conduct in handling the defence without consulting Winterthur.
Zhang Yiguang (suing by the committee and estate of his person, Tong Wen Li) v Intergraph Systems South East Asia Pte Ltd [2004] SGHC 126
An employer who takes out insurance on the life and health of an employee holds the benefits of such policies as trustee for the employee, unless otherwise specified.
Hua Seng Sawmill Co Bhd v QBE Insurance (Malaysia) Bhd [2003] SGHC 233
In Hua Seng Sawmill Co Bhd v QBE Insurance (Malaysia) Bhd, the High Court dismissed the claim, ruling that cargo lost due to improper stowage did not fall under the insured peril of 'washing overboard.' The court emphasized the assured's burden to prove loss via a specific insured peril.
Overseas Union Insurance Ltd v Home and Overseas Insurance Co Ltd (No 2) [2002] SGHC 109
A party is bound by its pleadings in a trial, and failure to plead a contractual provision precludes reliance on it. Furthermore, a commutation agreement is a separate agreement from a reinsurance contract and does not constitute a 'loss settlement' under a 'follow settlements' c
Liberty Citystate Insurance Pte Ltd v AXA Insurance Singapore Pte Ltd [2001] SGHC 43
The High Court allowed Citystate Insurance's appeal, ruling that its 'non-contribution' clause was enforceable. The court held AXA Insurance solely liable for compensating 15 injured workmen, setting aside the Commissioner's order against Citystate and awarding costs to the appellant.
Everbright Commercial Pte Ltd and Another v AXA Insurance S`pore Pte Ltd [2000] SGHC 119
The court dismissed the plaintiffs' claim, ruling the insurance Cover Note did not cover shipments on non-compliant vessels under the ICC. While the defendants won on contractual grounds, they failed on the illegality defence, resulting in a split costs order.
SYT Consultants Pte Ltd v QBE Insurance (Singapore) Pte Ltd [2022] SGHC 251
In SYT Consultants Pte Ltd v QBE Insurance (Singapore) Pte Ltd, the High Court of the Republic of Singapore addressed issues of Insurance — Liability insurance, Building and Construction Law — Architects.
Quek Kwee Kee Victoria (executrix of the estate of Quek Kiat Siong, deceased) and another v American International Assurance Co Ltd and another [2016] SGHC 47
In Quek Kwee Kee Victoria (executrix of the estate of Quek Kiat Siong, deceased) and another v American International Assurance Co Ltd and another, the High Court of the Republic of Singapore addressed issues of Insurance — Accident insurance.
Huationg (Asia) Pte Ltd v Lonpac Insurance Bhd [2015] SGHC 326
In Huationg (Asia) Pte Ltd v Lonpac Insurance Bhd, the High Court of the Republic of Singapore addressed issues of Contract — Contractual terms, Insurance — Liability insurance.
Sizer Metals Pte Ltd v Chubb Insurance Singapore Ltd [2022] SGHC 51
In Sizer Metals Pte Ltd v Chubb Insurance Singapore Ltd, the High Court of the Republic of Singapore addressed issues of Insurance — General principles, Insurance — Property insurance.
Pacific & Orient Insurance Co Bhd (formerly known as Pacific & Orient Insurance Co Sdn Bhd) v Motor Insurers' Bureau Of Singapore [2012] SGHC 202
In Pacific & Orient Insurance Co Bhd (formerly known as Pacific & Orient Insurance Co Sdn Bhd) v Motor Insurers' Bureau Of Singapore, the High Court of the Republic of Singapore addressed issues of Insurance — motor vehicle insurance, Insurance — companies.