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Unclaimed Deposits & the DEAF Fund
See also: [Related: Deposit & Savings Regulation] | [Related: Financial Inclusion vs. KYC Tension]
Interest Rate Chain: From Repo to Savings Account
See also: [Related: Deposit & Savings Regulation]
Deposit & Savings Regulation: The Complete Timeline
One exception — deceased depositor's balance: *"Balances lying in current account standing in the name of a deceased individual depositor or sole proprietorship concern shall attract interest from the date of death till the date of repayment at the rate applicable to savings deposit."*
Lead Bank Scheme & District Credit Planning
204 notifications build and maintain this infrastructure, from the participation of MPs in review committees to the format of progress reports.
PSL Targets, Shortfall Penalties & PSLCs
213 notifications define, revise, phase in, and enforce these targets across different entity types. This chain includes the most-referenced PSL documents in the dataset.
SHG-Bank Linkage & Microfinance Regulation
The programme evolved through three phases: the micro-credit foundation (2000–2005), the SGSY era (2005–2013), and the NRLM era (2013–present). Each phase generated its own chain of circulars with distinct reporting requirements, eligibility criteria, and interest rate structures.
MSME Lending: Definitions, Targets & Credit Flow
See also: [Related: Priority Sector Lending — The Complete Framework]
Agricultural Lending: Crop Loans, KCC & Allied Activities
See also: [Related: Priority Sector Lending — The Complete Framework]
Priority Sector Lending: The Complete Timeline
1,698 RBI notifications across 18 sub-topics build and rebuild this framework. This is the complete record.
NBFC Capital, NPA, Deposits & Governance
This article covers 189 capital adequacy notifications, 182 NPA/IRAC notifications, 123 deposit acceptance notifications, and 427 governance notifications — with complete reference tables.
Scale Based Regulation: The NBFC Tiering Framework
107 notifications trace the evolution from the first "systemically important" classification in 2006 to the comprehensive SBR framework of 2025.
NBFC Regulation: The Complete Timeline
1,566 notifications trace this evolution. 311 are unique to NBFCs, not covered by any prior topic.
RRB Lending, Investment & Deposit Norms
595 notifications govern lending norms, 138 cover investments and SLR, and 279 address deposits and interest rates. Here are the key provisions and the complete reference chain.
196 to 43: The RRB Amalgamation Story
See also: [Related: Regional Rural Banks — The Complete Regulatory Timeline] | [Related: The Sponsor Bank Problem]
The Sponsor Bank Problem in Regional Rural Banking
See also: [Related: Regional Rural Banks — The Complete Regulatory Timeline]
Regional Rural Banks: The Complete Regulatory Timeline
Every RRB has a sponsor — a commercial bank that holds 35% equity, provides management support, seconds officers, and bears ultimate responsibility for the RRB's viability. The Government of India holds 50%, and the concerned state government holds 15%.
UCB Lending, Investment & Deposit Norms
The pattern across all three is identical: liberality in the early 2000s, a series of shocks (the government securities fraud of 2002, the global financial crisis of 2008, the PMC collapse of 2019), and reactive tightening that eventually produced the comprehensive 2025 Master Directions.
Rural Co-ops: StCBs, DCCBs, and NABARD Supervision
See also: [Related: Co-operative Banks in India — The Complete Regulatory Timeline]
Co-operative Banks Regulation: The Complete Timeline
This article traces the complete regulatory arc — 2,206 notifications across 17 sub-topics — from the liberal licensing era of the early 2000s through the crisis and into the reformed framework that governs India's 1,500+ co-operative banks today.
Authorised Dealer Operations: The Complete Operational Framework
Every A.P. (DIR Series) circular and related notification directed to authorised dealers under FEMA, in chronological order.
Foreign Portfolio Investment: FII to FPI Transition & Debt Limits
See also: [Related: Foreign Exchange Regulation in India — The Complete Timeline]
Export & Import Forex Regulations: Realisation, Payment & Trade Credit
See also: [Related: Foreign Exchange Regulation in India — The Complete Timeline]
Forex Derivatives & Hedging: Product Framework & User Categories
See also: [Related: Foreign Exchange Regulation in India — The Complete Timeline]
NRI Accounts, Deposits & Property: The Complete Regulatory Guide
Alongside deposits, the regime governs NRI acquisition and transfer of immovable property in India — a separate but closely linked chain of 68 circulars.