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Tradesmen Pte Ltd v Ten-League Corporations Pte Ltd [2025] SGHC 114

In Tradesmen Pte Ltd v Ten-League Corporations Pte Ltd [2025] SGHC 114, the High Court restrained a bond call, ruling the instrument was an indemnity bond requiring proof of actual loss, rather than an on-demand bond. The court also clarified the interplay between bond calls and adjudication.

Sushant Shukla· ·8 min read
Singapore

DJY v DJZ and another [2024] SGHC 301

A standby letter of credit that functions as security for the refund of payments under an underlying contract, rather than as a primary payment instrument, is properly characterised as a performance bond. Consequently, the threshold for restraining a call on such an instrument is

Sushant Shukla· ·12 min read
Singapore

Ang Kian Tiong v DBS Bank Ltd [2024] SGHC 292

In Ang Kian Tiong v DBS Bank Ltd, the High Court of the Republic of Singapore addressed issues of Credit and Security — Bonds.

Sushant Shukla· ·8 min read
Singapore

Mface Pte Ltd v Chin Oi Ching [2024] SGHC 234

In Mface Pte Ltd v Chin Oi Ching, the High Court of the Republic of Singapore addressed issues of Credit and Security — Money and moneylenders.

Sushant Shukla· ·8 min read
Singapore

Mak-Levrion Kah Kay Natasha (alias Mai Jiaqi Natasha) v R Shiamala [2024] SGHC 207

In Mak-Levrion Kah Kay Natasha v R Shiamala [2024] SGHC 207, the High Court ruled in favor of the Claimant, awarding $466,700. The Court rejected defenses of limitation and laches, affirming that written acknowledgments effectively revive debts and reset the statutory limitation period.

Sushant Shukla· ·7 min read
Singapore

Re CK Tan Law Corp [2024] SGHC 204

The court dismissed an application to extend time for registering a charge because the applicant failed to provide sufficient evidence of the circumstances surrounding the inadvertence and failed to include a proviso to protect third-party interests acquired during the lengthy de

Sushant Shukla· ·12 min read
Singapore

TA Private Capital Security Agent Ltd and another v UD Trading Group Holding Pte Ltd and another [2024] SGHC 11

The court held that the guarantee in question was not an on-demand performance guarantee because the guarantor's liability was conditional upon the principal debtor's failure to perform, and the defences raised were unsustainable.

Sushant Shukla· ·14 min read
Singapore

Foo Yong Siang Victor v Tan Heng Khoon [2024] SGHC 101

The presumption of being a moneylender under s 3 of the Moneylenders Act 2008 is rebuttable by showing that the lender was not carrying on the business of moneylending, which requires evidence of system and continuity.

Sushant Shukla· ·13 min read
Singapore

Letts Charles v Soh Kim Wat (alias Soh Kim Leng) [2007] SGHC 202

The court found that the loan was made to the company, not the defendant personally, and that the plaintiff was an unlicensed moneylender, rendering the loan unenforceable.

Sushant Shukla· ·13 min read
Singapore

Beckkett Pte Ltd v Deutsche Bank AG and Another [2007] SGHC 153

In Beckkett Pte Ltd v Deutsche Bank AG, the High Court found the bank breached its duties as a pledgee in selling shares but awarded only nominal damages of $1,000 as the plaintiff failed to prove the shares were sold at an undervalue. Conspiracy claims were dismissed.

Sushant Shukla· ·8 min read
Singapore

Pankaj s/o Dhirajlal v Donald McArthy Trading Pte Ltd and Others [2006] SGHC 131

In Pankaj s/o Dhirajlal v Donald McArthy Trading Pte Ltd [2006] SGHC 131, the court ruled that trade finance via letter of credit facilities does not constitute moneylending under the Moneylenders Act, rejecting claims that the contract was unenforceable due to lack of a license.

Sushant Shukla· ·8 min read
Singapore

City Hardware Pte Ltd v Kenrich Electronics Pte Ltd [2005] SGHC 24

The Moneylenders Act is intended to regulate the business of moneylending and does not apply to genuine commercial transactions, even if they involve raising money or are structured to avoid the Act.

Sushant Shukla· ·13 min read
Singapore

United Overseas Bank Ltd v Bebe bte Mohammad [2005] SGHC 113

In United Overseas Bank Ltd v Bebe bte Mohammad [2005] SGHC 113, the High Court ruled in favor of the defendant, setting aside a mortgage registered using a cancelled certificate of title. The court held the bank's actions were unconscionable and fraudulent, ordering the land-register rectified.

Sushant Shukla· ·8 min read
Singapore

Empire International Holdings Ltd v Mok Kwong Yue and Another [2004] SGHC 221

A continuing guarantee covering past and future facilities is supported by valid consideration, and a guarantor's right to set-off can be validly excluded by the terms of the guarantee.

Sushant Shukla· ·12 min read
Singapore

The Bank of East Asia Ltd v Mody Sonal M and Others [2004] SGHC 149

A mortgagee is not a trustee of the power of sale and is entitled to exercise it for its own purposes, provided it acts in good faith and takes reasonable care to obtain the true market value at the time of sale.

Sushant Shukla· ·13 min read
Singapore

Salim Anthony v Sumitomo Corp Capital Asia Pte Ltd and Others and Another Application [2004] SGHC 117

A surety's rights of subrogation are postponed rather than waived by a clause in a guarantee that requires prior exhaustion of remedies against the principal debtor, and an assignment of debt that does not comply with contractual notice requirements is invalid.

Sushant Shukla· ·12 min read
Singapore

Supermix Concrete Pte Ltd v Econ Corp Ltd (Public Utilities Board, garnishees) [2003] SGHC 272

The court held that a garnishee order absolute should be set aside where there was material non-disclosure of the judgment debtor's insolvency and pending scheme of arrangement application. Attachment of a debt is only complete upon receipt of the funds.

Sushant Shukla· ·14 min read
Singapore

Mak Chik Lun and Others v Loh Kim Her and Others and Another Action [2003] SGHC 220

The Moneylenders Act is concerned with moneylending activities in Singapore; therefore, evidence of foreign moneylending transactions is irrelevant to determining whether a person is carrying on the business of moneylending in Singapore.

Sushant Shukla· ·14 min read
Singapore

Ding Leng Kong v Mok Kwong Yue and Others [2003] SGHC 114

In Ding Leng Kong v Mok Kwong Yue [2003] SGHC 114, the High Court awarded partial judgment for loan repayments and damages in lieu of specific performance, while allowing a counterclaim for share purchase prices, emphasizing the need for precise pleading in commercial disputes.

Sushant Shukla· ·7 min read
Singapore

Re Tararone Investments Pte Ltd [2001] SGHC 37

A charge securing an overdraft facility does not extend to debts incurred after the termination of that facility unless explicitly stated.

Sushant Shukla· ·13 min read
Singapore

AS Nordlandsbanken and Another v Nederkoorn [2000] SGHC 272

In AS Nordlandsbanken v Nederkoorn [2000] SGHC 272, the court awarded the plaintiffs $650,928.35 in damages for charterparty repudiation. The ruling emphasizes the duty to mitigate, rejecting speculative spot market earnings in favor of objective market rates for vessel valuation.

Sushant Shukla· ·8 min read
Singapore

CGU International Insurance plc v Quah Boon Hua and Others [2000] SGHC 198

A letter of indemnity requiring multiple signatures is ineffective against a signatory if it was a condition precedent that all specified parties would sign, and the failure to obtain all signatures contradicts the intention of the parties.

Sushant Shukla· ·14 min read
Singapore

Seagate Technology International v Vikas Goel

The court held that a guarantor's liability arises automatically upon the borrower's default, and the court has the discretion to proceed with a trial in the absence of a defendant who has not entered an appearance.

Sushant Shukla· ·14 min read
Singapore

BWN v BWO [2019] SGHC 94

In BWN v BWO, the High Court of the Republic of Singapore addressed issues of Building and Construction Law — Building and construction related contracts, Credit and Security — Performance bond.

Sushant Shukla· ·9 min read